Settlement Services

We tailor every solution to align precisely with each lender’s unique requirements. Our mortgage settlement services offer a flexible menu of options that can be bundled into a complete, end-to-end program or selectively integrated to complement the functions you manage in-house.

We consolidate the volume of all our clients to negotiate reduced fees from service providers and partners. These cost savings are then passed along to both lenders and borrowers.

Record Search & Title Examination

We investigate the subject property through our Title Plant Databases and other resources. Our skilled Title Examiners play a vital role in delivering accurate and actionable preliminary title policies or reports. The process begins with a technical review of recorded documents, followed by a detailed interpretive analysis to assess their impact on the property’s title. Based on this, we draft preliminary title policies or generate the requested reports.

HUD

A HUD auction operates similarly to a foreclosure auction, with the distinction that the foreclosing lender is a federal agency. The U.S. Department of Housing and Urban Development (HUD), which insures loans such as FHA mortgages, takes ownership of a property when a government-insured loan goes into foreclosure.

Closing

The closing process finalizes the real estate transaction, culminating in the execution of all necessary documents and completion of the loan. Known in some areas as “settlement” or “escrow,” this process includes signing and delivery of deeds, mortgages, leases, and other documents; disbursement of funds; resolution of outstanding liens; and transfer of hazard insurance.

Closing typically occurs at a title company or occasionally at a law office. It marks the official transfer of title from the seller to the buyer in exchange for payment.